Online Banking

A lot of times, I read about wife as the person managing the finance and bills. I, on the other hand, am the one who manages the finance and bills in this household. I bet Mee doesn’t know a quarter of the bills that we have to pay. Thankfully, most of the bills are paid using direct debit. However, the direct debit comes out of different bank accounts and I need to make sure that the money is there at the beginning of each months.

In the past, I would have said no to online banking app. I do not trust the security and often the easiness to access my bank accounts using apps. I just felt that it’s vulnerable having that kind of access using my mobile phone which, touch wood, could be stolen at any time. How times change. I have three online banking apps for three different banks, of course. HSBC introduced a dongle type device to access online banking a while back to make the online banking more secure. However, when signing up for the HSBC app, I don’t have to use the dongle to access my bank account. In fact, I can even set a passcode which make access even straightforward and effortless. I wonder if that defeat the purpose of making online banking secure. I am not comfortable with using only a passcode to access my bank account, hence, I didn’t enable the feature. I would feel much secure if I had an iPhone 5S which uses the fingerprint.

Using app is so much easy when I want to transfer money between accounts. I can also keep track of my credit card spending. Having said that, Tesco credit card is my main credit card at the moment. The app is great but the transactions are not as up to date as logging in online. I hope that they can rectify that in the near future.

If only I can do blogging like I do with online banking.

Spotify

Spotify has been around for quite a while and I haven’t managed to really use it until now. I was listening to the online radio the other day and suddenly decided that I had enough. Most of the songs were not what I wanted to hear and I soon got boring. That’s when I looked into Spotify and now, I have Spotify on my iPhone, iPad and PC. I haven’t got it on my mac though. Anyway, I now managed to create a playlist of my own and play it wherever and whenever I want.

A flaw that I discovered just after 5 minutes of using Spotify is that it doesn’t have a good collection of Japanese music. I was looking for Ayumi Hamasaki and I couldn’t find any. Chinese songs are easy to find though.

Mee and I were looking at one of Argos offers; Sony micro hi-fi at £79.99. My plan is to have a hi-fi where we could use the AUX in to play Spotify or any music from USB. Hence, we decided to buy the Sony micro hi-fi the next time we are in town but upon checking on the stock availability on the internet, the nearest store with stock was in London. Well, I believe that’s always the case with Argos. Good value stuffs are always out of stock. Now, I am in the hunt for a wifi speaker or another good value micro hi-fi system. Ultimately, I would prefer a micro hi-fi system with wifi capability but it’s going to cost a bit more than I would like to spend. I have good hope though as it’s the end of the year and there are bound to be some good value micro hi-fi system coming up on sale soon.

Not Too Long

Well, it doesn’t seem to be that long since I last posted something here. A lot of things have been going on and I just hasn’t got the time or mood to post. I thought it must have been about six months since I last posted. Surprisingly, it’s not even two months. With all the gadgets that I have, I seem to have become less excited in blogging.

When I first started blogging with just shared computer, I wish that I could have a laptop. When I finally have enough money to buy a netbook, which was great for blogging by the way, I still failed to blog more often. Not long after, I complained about my netbook being slow. Well, it’s more about Windows being slow rather than the netbook itself. I bought a MacBook Air. It starts up in less than 5 seconds and I still failed to update my blog as much as I like.

Then another question popped up. It would be great to have an iPad. It’s portable and WordPress has an app for it. It will be faster than my MacBook Air. Posting from an app, how cool would that be at that time. Still, it’s no answer to my blogging habit. In fact, I don’t think I ever posted anything using my iPad.

Another question popped up. iPad doesn’t have a 3G connection. That means I cannot post anywhere I like. My HTC I just too slow. I have to have an iPhone. I bought one. The worst case now is that I post less and less with all the gadgets I have. Maybe blogging is an excuse for me to get new gadgets? To be quite honest, I am not sure what other gadgets I can get now by using blogging as an excuse.

Neighbours

Mee and I are living in our home for half a year now. We met our neighbours a few times and all we said are mostly greetings and no more. I am not sure if I wanted the relationship to be more than that. It will be nice to talk more but at the same time, when we are at home, we prefer some time of our own. Sadly, we work during weekdays and gym on weekends. The time that we are at home is really the time that we want to enjoy on our own. Our neighbours, on the other hand, stay at home most of the time. Well, I am just talking about the two neighbours next door. The other neighbours who live near us, we do not have much contact with them at all. In fact, we don’t really see them much at all. It’s either they are home first, or us.

Last Saturday though, I was out watering the garden and coincidentally, our next door neighbour was using this dog dewormer on his dog. Bear in mind that one of our garden fences is only a foot tall. Hence, we can easily see what each other is doing. I guess there are good and bad having a shorter fence. We could look after each other as long as the relationship is good. Therefore, I believe that we can maintain a good relationship by not having too much conversation. Mind our own business, I think.

Twitter

I am thinking about using twitter again. It’s quite a nice tool to share something rather than having to blog about it. Like today, I saw a deal on PayPal which allows me to claim a £6.75 voucher at GBK if I pay by PayPal app. I could blog about it but I could also tweet about it which would be instant. On the other hand, why should I tweet? Most of my followers are from my previous bloggers community. I don’t even interact with them that often. There were times where I used my twitter account just to get more points for playing certain games. I don’t even use Facebook much as I thought it is difficult to draw a line between personal and friendship. Maybe it’s all my problem. For instance, I bought a PS3. I could just post it on Facebook but at the back of my mind, I would think about that people may say I am bragging. Some may even say I should have gone for PS4 instead. Truthfully, a lot of my friends on Facebook has talked about what they bought such and such.

Anyway, twitter may be a good start where I could be familiar with social media again. At twitter, I just thought I could just being anonymous and tweet to my heart’s content. Well, how should I begin now? We’ll see.

Blogging

I haven’t been blogging for almost a month. It sounded like a long time, which it really is, but I don’t remember it for being that long. In fact, I have not been using my Macbook Air for a couple of weeks now! What have I been doing? I have been quite busy working and the moment I come home, I just want to eat my dinner and rest on the sofa. It’s something that I haven’t been able to do for the past 6 or 7 years. Hence, I will be either watching TV or playing PS3.

Initially, I thought I would be going crazy on PS3 but I don’t. I can control the time I play and I can stop anytime I want or not even switch it on at all. I think it has something to do with age. I don’t think I will be able to control myself if I had a PS3 or some sort 10 years ago. Right now, I am playing Final Fantasy XIII-2 and it’s getting quite exciting now that I got the hang of it. Still, Final Fantasy VII has the better gameplay and story, maybe not graphic.