Imagine that, it’s Spring now and it snowed today. How weird is this weather. This morning, Mee and I woke up with snow pouring down. It was quite heavy but the snow didn’t settle. Hence, we still went to our usual Body Balance class. After that, we headed to town centre as I had an appointment with HSBC advisor that I booked last week. Guess what? Mee and I are now planning to buy a house and the phrase ‘we can’t wait to move out’ can finally be history. So, the reason of meeting the advisor is just to find out how much we can borrow before we go house hunting.
I actually had a lengthy discussion with my mom last week. By the end of the conversation, my mom just passed the phone to my dad and we only talked about 5 minutes before my dad kind of supported my decision. A few hours later, I got a text from my dad asking me to phone home. Well, it’s typical and I sort of expected that already. Every time I made some huge decision, they always seem to support me at first and later, they will want to speak to me again once they calm down.
Again, my dad asked me to consider it carefully as mortgage loan is almost lifetime. Before that, I was 100% sure that I want to buy a property. After speaking to my dad, the percentage went down to may 80-90%. After a week’s consideration, I am more than confident that I want to buy a property. If I am not buying a property, Mee and I will still want to move out. We will then be looking at a one bed property which will cost us more than £600 in rent only. Looking at my mortgage quote, I could be paying less than £600 for a two bed or maybe three bed property. That doesn’t really make any sense if I am opting for the rental option.
In addition, if I were to move back to Malaysia, two bed property could easily be rented out for more than £700. At the moment, I can’t really see that buying a property is a bad idea.
The weather has been really weird lately. It was snowing on and off for the last two days and today, it was kind of warm indoor. The office that I am in now is quite warm during the day and we can’t open the windows wide enough to ventilate the room. We have requested the person in charge but they never came around to fix the windows. That’s how efficient they are at the moment. A few days ago, I saw them trying to install rheem heat pumps at the new building. Few days later, the heat pumps were still there and I wonder when they are going to install them. At their rate of working, we will never be able to open our windows wide.
This is a photo of a snowman that I took using my iPhone5 on Saturday. By Sunday, it’s gone. I wonder why anyone would want to destroy it. There was another bigger snowman nearby and its head was gone. Anyway, I think the detail on the photo looks pretty good considering that it was taken using a mobile phone camera. I actually uploaded this photo on my Facebook page and then saved it again to my laptop to be used here. When uploading the photo on my Facebook page, the size of the photo was resized to just around 10 – 15% of the original photo. Imagine how much better it will look if I use the original photo on my iPhone5? On another note, this snowman looked pretty cute.
Each year, the sales pattern changes. Even though the economy is reported to be not very good, I don’t really notice the difference in people’s spending power. The sales actually didn’t stop even on Christmas day. Online stores are opened 24 hours a day throughout the whole year. As with all the advertisement said, the sales start 25th December 2011.
I remember that Mee and I went to an outlet shopping place in Oxford last year and there were people queuing outside almost each of the stores, even outside a cigar gift store. On another note, it was snowing and freezing. I bet it was very different the same day this year. As the weather was a lot better, there might be a lot more people. I wonder if there will still be sales when we return from my sister’s place.